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ShoreBank addresses environmental issues because they are critical to the long-term vitality of communities and our customers’ health and prosperity.

ShoreBank’s financial and information services are designed to revitalize communities and help customers build their wealth in ways that also benefit the environment. Examples include:

Providing information to real estate borrowers on ways to improve their buildings’ energy efficiency
Financing the renovation of deteriorated existing buildings, which recycles the energy and materials already invested in them
Financing the decontamination and redevelopment of abandoned manufacturing sites
Financing improvements in business processes to reduce waste or use of toxic materials.

Since 2000 when conservation became a corporation-wide focus, ShoreBank has made more than $1 billion in loans that contribute to a healthier environment.

Sustainable Harvest

When Sustainable Harvest started dreaming of becoming the international leader in the importing and distribution of top-quality organic fair-trade coffee, a major investment was needed. Although institutions form across the country competed to loan them the necessary resources, Sustainable Harvest selected ShoreBank because of its track record serving the organic food industry and its understanding of the interdependence of economic and ecological systems.

A $3 million loan from ShoreBank Pacific that helped reduce the company's operating costs and increase the effectiveness of its delivery system has transformed the once fledgling company into a powerful force in the global market. Today they are positively impacting the lives of thousands of coffee growers and continuing to invest in training and management systems to improve their abilities while creating new jobs, and can count Whole Foods, Green Mountain Coffee, and Peet's Coffee among its many customers.

ShoreBank Corporation and its affiliates provide information to help customers identify ways to improve their environmental performance and reduce waste. ShoreBank advises contractors, metalworking companies, “green” businesses, and health and medical companies on making more environmentally friendly decisions. ShoreBank offers classes for home and apartment building owners on techniques for reducing energy consumption.

All ShoreBank companies that make loans also make conservation loans.

FDIC NOTICE:

ShoreBank is participating in the FDIC's Transaction Account Guarantee Program. Under the program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. General FDIC coverage for deposit accounts has also been increased to $250,000 per depositor through December 31, 2013.

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