ShoreBank has banks and affiliated nonprofits in Chicago; Cleveland; Detroit; Ilwaco, Washington, and Portland, Oregon; as well as business development services in Michigan’s Upper Peninsula and consulting services around the world.  View the corporate organizational chart.

Why this unusual structure?  First, we believe that revitalizing communities requires ShoreBank to have local decision makers who have strong relationships in, and a deep understanding of, the markets in which they are working. 

Second, it takes more than a bank to build strong, sustainable communities and a healthy environment.  By regulation, banks are restricted in the activities they undertake and the amount of risk they can assume.  ShoreBank addresses these limitations by creating complementary organizations designed to meet other customer needs in each market. 

In Chicago, Cleveland, Detroit, and the Pacific Northwest, ShoreBank established  nonprofit organizations that provide higher-risk loans, informational services, and employment services to complement its federally regulated banks. 

In Michigan’s Upper Peninsula, Northern Initiatives provides business development services and loans. ShoreBank Capital Corporation offers subordinated debt or equity financing to businesses in Michigan and Chicago.

ShoreBank International provides a variety of consulting services to assist other companies in increasing their services in underserved markets. 

ShoreBank's companies collaborate with each other to meet customers' needs and create economic equity, stronger communities, and a healthy environment.