DIRECTORS and OFFICERS
As of March 31, 2004

ShoreBank Corporation

National and International

• ShoreBank Advisory Services
• ShoreBank Capital Corporation

Chicago and Detroit

• ShoreBank
• Detroit Bank Advisory Board
• ShoreBank Development
• ShoreBank Enterprise Detroit
• ShoreBank Neighborhood Institute

Cleveland

• Shorebanc Cleveland Corporation
• ShoreBank
• ShoreBank Enterprise Cleveland
• ShoreBridge Capital

Michigan's Upper Peninsula

• Northern Initiatives

Pacific Northwest

• ShoreBank Pacific Corporation
• ShoreBank Pacific
• ShoreBank Enterprise Pacific

 
ShoreBank Corporation

Directors

• Chair: Ronald Grzywinski, ShoreBank Corporation
• Earl Barnes, Partner, Barnes and Barnes Attorneys at Law
• Spencer Beebe, President and Founder, Ecotrust
• Todd Brown, Vice Chairman, ShoreBank Corporation
• Milton Davis, Chairman Emeritus, ShoreBank
• Alfred Glancy, III
• Carlton Guthrie, President and CEO, Trumark, Inc.
• Mary Houghton, President
• Robert Lifton
• Eugene Ludwig, Managing Partner, Promontory Financial Group, LLC
• Sister Amata Miller, Professor of Economics, St. Edwards University
• Bob Nash, Vice Chairman
• John Shields, Chairman of the Board, Wild Oats Markets, Inc.
• Russell Zimmermann

Advisor

• Richard Taub, Professor, University of Chicago

Senior Officers

• Todd Brown, Vice Chairman
• Frances Grossman, Executive Vice President
• Ronald Grzywinski, Chairman
• Christopher Horsch, General Counsel
• Mary Houghton, President
• Stephen McConnell, Executive Vice President
• Bob Nash, Vice Chairman
• Leon Smith, Senior Vice President
• George Surgeon, Executive Vice President and Chief Financial Officer

 
NATIONAL AND INTERNATIONAL

ShoreBank Advisory Services

Directors

• Chair: Mary Houghton, President, ShoreBank Corporation
• Earl Barnes, Partner, Barnes and Barnes Attorneys at Law
• Milton Davis, Chairman Emeritus, ShoreBank
• Helen Dunlap, President and CEO, ShoreBank Advisory Services
• Stephen Grathwohl, Principal, Burr Street Equities
• Ronald Grzywinski, Chairman, ShoreBank Corporation
• Robert Lifton
• Nicolas Retsinas, Director, Joint Center for Housing Studies, Harvard University
• Russell Zimmermann

Senior Officers

• Helen Dunlap, President and CEO
• Shelly Herman, Senior Managing Director
• Lauren Moser, Senior Managing Director
• Valarie Randle, Chief Administrative Officer
• Lisa Richter, Senior Managing Director
• Ellen Seidman, Senior Managing Director
• Ed Siegel, Managing Director

ShoreBank Capital Corporation

Directors

• Chair: Stephen McConnell, Executive Vice President, ShoreBank Corporation
• Ronald Bieke, President, Arcadia Capital Corporation
• Floyd Jones, President, J.J. and Associates, Inc
• Leon Smith, Senior Vice President, ShoreBank Corporation
• George Surgeon, Executive Vice President and Chief Financial Officer, ShoreBank Corporation
• Dennis West, President, Northern Initiatives

Officers

• Kathryn Polansky, President

ShoreBank

Directors

• Chair: Todd Brown, Vice Chairman, ShoreBank Corporation
• Anne Arvia, President and CEO
• Earl Barnes, Partner, Barnes and Barnes Attorneys at Law
• Lonnie Bunch, President, Chicago Historical Society
• Mary Cahillane, CFO and Treasurer, The Spencer Foundation
• Frank Clark, President, ComEd
• Milton Davis, Chairman Emeritus, ShoreBank
• Stephen Grathwohl, Principal, Burr Street Equities
• Ronald Grzywinski, Chairman, ShoreBank Corporation
• Mary Houghton, President, ShoreBank Corporation
• Robert Lifton
• Bob Nash, Vice Chairman, ShoreBank Corporation
• Nicolas Retsinas, Director, Joint Center for Housing Studies, Harvard University
• Russell Zimmermann

Senior Officers

• Drextel Amy, Senior Vice President, Detroit
• Anne Arvia, President and CEO
• James Bringley, Senior Vice President, Real Estate Lending
• Jack Crane, Senior Vice President, Mortgage Lending
• John Evans, Senior Vice President, Information Technology
• Gary Fishleigh, Senior Vice President, Operations
• Leana Flowers, Senior Vice President, Retail and Human Resources Strategies
• Daniel Hollowed, Senior Vice President and Chief Financial Officer
• Daryl Newell, Senior Vice President, Retail Banking
• David Oser, Senior Vice President, Investments
• Jean Pogge, Senior Vice President, Mission-Based Deposits
• Joleen Spencer, Senior Vice President, Marketing
• Clyde White, President, Chatham Banking Center
• Kevin Wilson, Senior Vice President, Business Banking

 
Detroit Bank Advisory Board

Members

• Chair: Bob Nash, Vice Chairman, ShoreBank Corporation
• Anne Arvia, President and CEO, ShoreBank
• Drextel Amy, Senior Vice President, ShoreBank
• James Garret, CPA, James Garret & Associates
• Alfred Glancy, III
• Ronald Grzywinski, Chairman, ShoreBank Corporation
• Mary Houghton, President, ShoreBank Corporation
• Sharon Madison-Polk, Chairman and CEO, MadisonMadison International
• Kathy Wendler, Executive Director, Southwest Detroit Business Association

 
ShoreBank Development

Directors

• Chair: Ronald Grzywinski, Chairman, ShoreBank Corporation
• Earl Barnes, Partner, Barnes and Barnes Attorneys at Law
• Milton Davis, Chairman Emeritus, ShoreBank
• Helen Dunlap, CEO
• Stephen Grathwohl, Principal, Burr Street Equities
• Mary Houghton, President, ShoreBank Corporation
• Robert Lifton
• Nicolas Retsinas, Director, Joint Center for Housing Studies, Harvard University
• Russell Zimmermann

Senior Officers

• Helen Dunlap, CEO

 
ShoreBank Enterprise Detroit

Directors

• Chair: Bob Nash, Vice-Chairman, ShoreBank Corporation
• Drextel Amy, Senior Vice President, ShoreBank Corporation
• Ronald Grzywinski, Chairman, ShoreBank Corporation
• Mary Houghton, President, ShoreBank Corporation
• Stephen McConnell, Executive Vice President, ShoreBank Corporation
• Eric Muschler, Director, Council of Michigan Foundations

Senior Officers

• Stephen Mondozzi, Controller
• Ray Waters, Managing Director, Detroit Community Loan Fund and Interim Executive Director

 
ShoreBank Neighborhood Institute

Directors

• Chair: Bob Nash, Vice Chairman, ShoreBank Corporation
• Earl Barnes, Partner, Barnes and Barnes Attorneys at Law
• Abena Brown, President, ETA Creative Arts Foundation
• Milton Davis, Chairman Emeritus, ShoreBank
• Nina Hall
• Mary Houghton, President, ShoreBank Corporation
• Robert Lifton
• Jean Pogge, Senior Vice President, ShoreBank
• Robert Runcie, Chief Information Officer, Chicago Public Schools
• Delores Smith, President, DJ Smith Enterprises Consultants
• Howard Stanback, President and CEO, Leadership Council for Metropolitan Open Communities
• Beth Wagner, Vice President, ShoreBank Corporation

Senior Officers

• Michael Traynor, Interim President and CEO
• Stephen Mondozzi, Chief Financial Officer

 
CLEVELAND

Shorebanc Cleveland Corporation

Directors

• Chair: Ronald Grzywinski, Chairman, ShoreBank Corporation
• Mary Houghton, President, ShoreBank Corporation
• Stephanie McHenry, President and Chief Operating Officer, ShoreBank
• Charles Rial, Principal, The Riverside Company
• John Shields, Chairman of the Board, Wild Oats Markets, Inc.
• Eric Von Hendrix, Fund Manager, MWV Pinnacle Capital Fund

Senior Officers

• Ronald Grzywinski, CEO
• George Surgeon, President

 
ShoreBank

Directors

• Chair: Todd Brown, Vice Chairman, ShoreBank Corporation
• Andrew Banks, Chairman and CEO, Mid-America Consulting Group
• George Brookes
• Ronald Grzywinski, Chairman, ShoreBank Corporation
• Terri Hamilton Brown, President, University Circle, Inc.
• Stephanie McHenry, President and Chief Operating Officer
• John Sherwin, Jr., President, Mid-Continent Ventures, Inc.
• Leon Smith, Senior Vice President, ShoreBank Corporation
• Eric Von Hendrix, Fund Manager, MWV Pinnacle Capital Fund
• Christopher Warren, President, ShoreBank Enterprise Cleveland
• Russell Zimmermann

Advisors

• Melvin Pye, President and CEO, Fairfax Place
• George Surgeon, Interim CEO, ShoreBank, Cleveland

Senior Officers

• Stephanie McHenry, President and Chief Operating Officer
• George Surgeon, Interim CEO

 
ShoreBank Enterprise Cleveland

Directors

• Chair: Bob Nash, Vice-Chairman, ShoreBank Corporation
• Tanya Allmond, Executive Director, Northeastern Neighborhood Development Corporation
• Lonzo Coleman, President, Coleman Spohn Corporation
• Eric Hoddersen, Executive Director, Neighborhood Progress, Inc.
• Mary Houghton, President, ShoreBank Corporation
• Stephanie McHenry, President and Chief Operating Officer, ShoreBank
• Melvin Pye, President and CEO, Fairfax Place
• Charles Rial, Principal, The Riverside Company
• Joseph Roman, Executive Director, Greater Cleveland Partnership
• Kenneth Silliman, Attorney, Ken Silliman Attorney At Law, LLC
• Eric Von Hendrix, Fund Manager, MWV Pinnacle Managing Company
• Christopher Warren, President

Advisors

• Todd Brown, Vice Chair, ShoreBank Corporation
• Ronald Grzywinski, Chairman, ShoreBank Corporation

Senior Officers

• Yvonne Tufts Jean, Senior Vice President, Workforce Solutions and Faith Based Initiatives
• Christopher Warren, President

 
ShoreBridge Capital, Ltd.

Managers

• Raymond Lancaster, Managing Director, Candlewood Partners, LLC
• Donald Mottinger, President, Superior Products, Inc.
• Kathryn Polansky, President, ShoreBank Capital Corporation
• Charles Rial, Principal, The Riverside Company
• Stephen Strnisha, Deputy Director, Greater Cleveland Partnership
• Craig White, Esq., Hahn Loeser and Parks LLP
• Eric Von Hendrix, Vice Chair, Fund Manager, MWV Pinnacle Capital Fund

Senior Officers

• Chris Warren, President
• Brian Schneiderman, Senior Vice President

 
MICHIGAN'S UPPER PENINSULA
 
Northern Initiatives

Directors

• Chair: Stephen McConnell, Executive Vice President, ShoreBank Corporation
• Jill Bentgen, President, Mackinac Straits Fish Company
• Bill Check, General Manager, Northern Hardwoods
• Terri Fitzpatrick, Real Estate Director, Sault Saint Marie Tribe of the Chippewa Indians
• Ronald Grzywinski, Chairman, ShoreBank Corporation
• Mary Houghton, President, ShoreBank Corporation
• Robert Jacquart, President, Jacquart Fabric Products
• Dr. Alfred Joyal, III, Provost and Vice President for Academic Affairs, Northern Michigan University
• The Rt. Rev. Thomas Ray
• Dr. Michael Roy, Interim President, Northern Michigan University
• Kevin Walsh, President, Pettibone/Traverse Lift, LLC
• Dennis West, President

• Peter Cambier, Vice President and Account Manager
• Ronalene Monteith, Chief Operating Officer
• Dennis West, President

 
PACIFIC NORTHWEST

ShoreBank Pacific Corporation

Directors

• Chair: Mary Houghton, President, ShoreBank Corporation
• Spencer Beebe, President and Founder, Ecotrust
• Michael Dickerson, Vice President, ShoreBank Enterprise Pacific
• Ronald Grzywinski, Chairman, ShoreBank Corporation
• Stephen McConnell, Executive Vice President, ShoreBank Corporation

Senior Officers

• Ronald Grzywinski, Vice President
• Mary Houghton, President

 
ShoreBank Pacific

Directors

• Chair: Mary Houghton, President, ShoreBank Corporation
• Stan Amy, President, New Villages Group
• Spencer Beebe, President and Founder, Ecotrust
• John Berdes, President, ShoreBank Enterprise Pacific
• Ronald Grzywinski, Chairman, ShoreBank Corporation
• Alice Shorett, President, Triangle Associates
• David Williams, President and CEO, ShoreBank Pacific
• Russell Zimmermann

Senior Officers

• David Williams, President and CEO

 
ShoreBank Enterprise Pacific

Directors

• Chair: Mary Houghton, President, ShoreBank Corporation
• Stan Amy, President, New Villages Group
• Rosemary Baker-Monaghan, Chair, Clatsop County Economic Development Corporation
• Spencer Beebe, President and Founder, Ecotrust
• Paul Benoit, Assistant City Manager, Alameda, California
• Michele Burnette, Coquille Nation Economic Development Corporation
• Rebecca Chaffee, Director, Port of Willapa Harbor
• Ronald Grzywinski, Chairman, ShoreBank Corporation
• Stephen McConnell, Executive Vice President, ShoreBank Corporation
• Patricia Morrissey, Chair, Lower Columbia Hispanic Council
• David Williams, President and CEO, ShoreBank Pacific

Senior Officers

• John Berdes, President and Managing Director
• Michael Dickerson, Vice President and Deputy Director
• Diane Moody, Markets and Information Director