Directors and Officers





	As of March 31, 2003 ShoreBank Corporation National and International ShoreBank ShoreBank Capital Corporation ShoreBank Advisory Services Chicago ShoreBank Development Corporation, Chicago ShoreBank Neighborhood Institute Cleveland Shorebanc Cleveland Corporation ShoreBank, Cleveland ShoreBank Enterprise Group, Cleveland ShoreBridge Capital Michigan Detroit Bank Advisory Board ShoreBank Enterprise, Detroit Northern Initiatives Pacific Northwest ShoreBank Pacific Corporation ShoreBank Pacific ShoreBank Enterprise Pacific ShoreBank Corporation Directors Chair: Ronald Grzywinski, ShoreBank Corporation Dr. Judith Bailey, President, Northern Michigan University Earl Barnes, Partner, Barnes & Barnes Attorneys at Law Spencer Beebe, President and Founder, Ecotrust David Bray, Consultant, Academic Healthcare and Education Milton Davis, Chairman Emeritus, ShoreBank Alfred Glancy, III Carlton Guthrie, President and CEO, Trumark, Inc. Mary Houghton, President Robert B. Lifton Eugene Ludwig, Managing Partner, Promontory Financial Group, LLC Sister Amata Miller, Visiting Professor of Economics, College of St. Catherine Bob Nash, Vice Chairman, ShoreBank Corporation John Shields, Chairman of the Board, Wild Oats Markets, Inc. Russell Zimmermann Advisor Dr. Richard Taub, Professor, University of Chicago Senior Officers Drextel Amy, Senior Vice President Frances Grossman, Executive Vice President Ronald Grzywinski, Chairman of the Board Mary Houghton, President Stephen McConnell, Executive Vice President Bob Nash, Vice Chairman of the Board Leon Smith, Senior Vice President George Surgeon, Executive Vice President and Chief Financial Officer NATIONAL AND INTERNATIONAL ShoreBank Directors Chair: Ronald Grzywinski, Chairman, ShoreBank Corporation Vice Chair: Bob Nash, Vice Chairman, ShoreBank Corporation Anne Arvia, President and Chief Operating Officer, ShoreBank Earl Barnes, Partner, Barnes & Barnes Attorneys at Law David Bray, Consultant, Academic Healthcare and Education Milton Davis, Chairman Emeritus, ShoreBank Stephen Grathwohl, Principal, Burr Street Equities Mary Houghton, Chief Executive Officer, ShoreBank Robert B. Lifton Nicolas Retsinas, Director, Joint Center for Housing Studies, Harvard University Russell Zimmermann Senior Officers Anne Arvia, President and Chief Operating Officer James Bringley, Senior Vice President, Real Estate Lending Jack Crane, Senior Vice President, Consumer Lending John Evans, Senior Vice President, Information Technology Gary Fishleigh, Senior Vice President, Operations Leana Flowers, Senior Vice President, Human Resources and Retail Strategies Daniel Hollowed, Chief Financial Officer Mary Houghton, Chief Executive Officer David Oser, Senior Vice President, Investments Jean Pogge, Senior Vice President, National Accounts and Marketing Clyde White, President, Chatham Banking Center; Director of Faith-Based Banking Kevin Wilson, Senior Vice President, Business Banking Back to top ShoreBank Capital Corporation Directors Chair: Stephen McConnell, Executive Vice President, ShoreBank Corporation Ronald Bieke, President, Arcadia Capital Corporation Floyd Jones, President, J.J. & Associates, Inc Curt Niemela, Vice President and Treasurer, Blizzard Corporation Leon Smith, Senior Vice President, ShoreBank Corporation George Surgeon, Chief Financial Officer, ShoreBank Corporation Dennis West, President, Northern Initiatives Officers Kathryn Polansky, President Back to top ShoreBank Advisory Services Directors Chair: Mary Houghton, President, ShoreBank Corporation Earl Barnes, Partner, Barnes & Barnes Attorneys at Law David Bray, Consultant, Academic Healthcare and Education Milton Davis, Chairman Emeritus, ShoreBank Helen Dunlap, President and Chief Executive Officer, ShoreBank Advisory Services Stephen Grathwohl, Principal, Burr Street Equities Ronald Grzywinski, Chairman, ShoreBank Corporation Robert B. Lifton Nicolas Retsinas, Director, Joint Center for Housing Studies, Harvard University Russell Zimmermann Senior Officers Helen Dunlap, President and Chief Executive Officer Shelly Herman, Senior Managing Director Martin Levine, Senior Managing Director Valarie Randle, Chief Administrative Officer Lisa Richter, Senior Managing Director Ellen Seidman, Senior Managing Director Back to top CHICAGO ShoreBank Development Corporation, Chicago Directors Chair: Ronald Grzywinski, Chairman, ShoreBank Corporation Earl Barnes, Partner, Barnes & Barnes Attorneys at Law David Bray, Consultant, Academic Healthcare and Education Milton Davis, Chairman Emeritus, ShoreBank Helen Dunlap, Chief Executive Officer, ShoreBank Development Corporation Stephen Grathwohl, Principal, Burr Street Equities Mary Houghton, President, ShoreBank Corporation Robert B. Lifton Nicolas Retsinas, Director, Joint Center for Housing Studies, Harvard University Russell Zimmermann Senior Officers Helen Dunlap, Chief Executive Officer Albert Sullivan, Director of Asset Management Back to top ShoreBank Neighborhood Institute Directors Chair: Bob Nash, Vice Chairman, ShoreBank Corporation Earl Barnes, Partner, Barnes & Barnes Attorneys at Law Mary Houghton, President, ShoreBank Corporation Abena Brown, President, ETA Creative Arts Foundation Milton Davis, Chairman Emeritus, ShoreBank Nina Hall, Vice President of Community Development, FIRSTAR Robert B. Lifton Jean Pogge, Senior Vice President, ShoreBank Robert Runcie, President, Advanced Data Concepts Delores Smith, President, DJ Smith Enterprises Consultants Shelley Hoyt Smith, President and Chief Executive Officer, ShoreBank Neighborhood Institute Howard Stanback, President, Leadership Council for Metropolitan Open Communities Beth Wagner, Vice President, ShoreBank Corporation Senior Officers James McReynolds, Vice President and Chief Operating Officer Shelley Hoyt Smith, President and Chief Executive Officer Back to top CLEVELAND Shorebanc Cleveland Corporation Directors Chair: Ronald Grzywinski, Chairman, ShoreBank Corporation Paul Christensen, President, ShoreBank Enterprise Group, Cleveland Mary Houghton, President, ShoreBank Corporation Stewart Kohl, Partner, The Riverside Company Stephanie McHenry, Chief Operating Officer, ShoreBank, Cleveland Charles Rial, Principal, The Riverside Company John Sherwin, Jr., President, Mid-Continent Ventures, Inc. John Shields, Chairman of the Board, Wild Oats Markets, Inc. Eric Von Hendrix, Vice Chair of ShoreBank, Cleveland Senior Officers Ronald Grzywinski, Chief Executive Officer George Surgeon, President Back to top ShoreBank, Cleveland Directors Chair: Ronald Grzywinski, Chairman, ShoreBank Corporation Andrew Banks, Chairman and Chief Executive Officer, Mid-America Consulting Group George Brookes Terri Hamilton Brown, Executive Director, Cuyahoga Metropolitan Housing Authority Paul Christensen, President, ShoreBank Enterprise Group, Cleveland Stephanie McHenry, Chief Operating Officer, ShoreBank, Cleveland John Sherwin, Jr., President, Mid-Continent Ventures, Inc. Leon Smith, Senior Vice President, ShoreBank Corporation Eric Von Hendrix, Vice Chair, ShoreBank, Cleveland Christopher Warren, Vice President, ShoreBank Corporation Russell Zimmermann Advisors: Melvin Pye, Jr., President and CEO, Fairfax Place Senior Officers Stephanie McHenry, Chief Operating Officer George Surgeon, Interim President and Chief Executive Officer Back to top ShoreBank Enterprise Group, Cleveland Directors Chair: Bob Nash, Vice-Chairman, ShoreBank Corporation Tanya Allmond, Executive Director, Northeastern Neighborhood Development Corporation Paul Christensen, President and Chief Executive Officer, ShoreBank Enterprise Group Lonzo Coleman, President, Coleman Spohn Corporation Eric Hoddersen, Executive Director, Neighborhood Progress, Inc. Mary Houghton, President, ShoreBank Corporation Sue Lan Ma, President, Blue Dawn Corporation Stephanie McHenry, Chief Operating Officer, ShoreBank Melvin Pye, Jr., President & CEO, Fairfax Place Charles Rial, Principal, The Riverside Company Joseph Roman, Executive Director, Cleveland Tomorrow Kenneth Silliman, Ken Silliman Attorney At Law, LLC Eric Von Hendrix, Vice Chair, ShoreBank Cleveland Senior Officers Senior Officers Paul Christensen, President and Chief Executive Officer Brian Jackson, Senior Vice President, Enterprise Finance Back to top ShoreBridge Capital, Ltd. Managers Raymond Lancaster, Managing Director, Candlewood Partners, LLC Donald Mottinger, President, Superior Products, Inc. Kathryn Polansky, President, ShoreBank Capital Corporation Charles Rial, Principal, The Riverside Company Stephen Strnisha, Deputy Director, Cleveland Tomorrow Craig White, Esq., Hahn Loeser & Parks LLP Eric Von Hendrix, Vice Chair, ShoreBank Cleveland Senior Officers Paul Christensen, President Brian Jackson, Senior Vice President Back to top MICHIGAN Detroit Bank Advisory Board Members Chair: Bob Nash, Vice Chairman, ShoreBank Corporation Anne Arvia, President and Chief Operating Officer, ShoreBank Drextel Amy, Senior Vice President, ShoreBank Corporation James Garrett, Certified Public Accountant, James Garrett & Associates Alfred Glancy, III Ronald Grzywinski, Chairman, ShoreBank Corporation Mary Houghton, President, ShoreBank Corporation Sharon Madison-Polk, Chairman and Chief Executive Officer, Madison Madison International Kathy Wendler, Executive Director, Southwest Detroit Business Association Back to top ShoreBank Enterprise, Detroit Directors Chair: Bob Nash, Vice-Chairman, ShoreBank Corporation Drextel Amy, Senior Vice President, ShoreBank Corporation Alicia Díaz, Executive Director Ronald Grzywinski, Chairman, ShoreBank Corporation Mary Houghton, President, ShoreBank Corporation Stephen McConnell, Executive Vice President, ShoreBank Corporation Senior Officers Alicia Díaz, Executive Director Ray Waters, Managing Director, Detroit Community Loan Fund Back to top Northern Initiatives Directors Chair: Stephen McConnell, Executive Vice President, ShoreBank Corporation Jill Bentgen, President, Mackinac Straits Fish Company Bill Check, General Manager, Northern Hardwoods Terri Fitzpatrick, Real Estate Director, Sault Saint Marie Tribe of the Chippewa Indians Ronald Grzywinski, Chairman, ShoreBank Corporation Mary Houghton, President, ShoreBank Corporation Robert Jacquart, President, Jacquart Fabric Products Dr. Alfred Joyal, III, Provost and Vice President for Academic Affairs, Northern Michigan University Gene Meyer, Partner, Meyer Management Advisory Services The Rt. Rev. Thomas Ray Dr. Michael Roy, Vice President for Finance and Administration and Treasurer, Northern Michigan University Kevin Walsh, President, Pettibone/Traverse Lift, LLC Dennis West, President, Northern Initiatives Senior Officers Peter Cambier, Vice President and Account Manager Ronalene Monteith, Chief Operating Officer Dennis West, President Back to top PACIFIC NORTHWEST ShoreBank Pacific Corporation Directors Chair: Mary Houghton, President, ShoreBank Corporation Spencer Beebe, President and Founder, Ecotrust Michael Dickerson, Vice President, ShoreBank Enterprise Group, Pacific Ronald Grzywinski, Chairman, ShoreBank Corporation Stephen McConnell, Executive Vice President, ShoreBank Corporation Senior Officers Ronald Grzywinski, Vice President Mary Houghton, President Back to top ShoreBank, Pacific Directors Stan Amy, New Villages Group Spencer Beebe, President and Founder, Ecotrust John Berdes, Executive Director, ShoreBank Enterprise Pacific Ronald Grzywinski, Chairman, ShoreBank Corporation Mary Houghton, President, ShoreBank Corporation Alice Shorett, President, Triangle Associates David Williams, President and Chief Executive Officer Russell Zimmermann Senior Officers Davis Golding, Executive Vice President and Chief Operating Officer David Williams, President and Chief Executive Officer Back to top ShoreBank Enterprise Group, Pacific Directors Chair: Mary Houghton, President, ShoreBank Corporation Stan Amy, President, New Villages Group Spencer Beebe, President and Founder, Ecotrust Paul Benoit, Assistant City Manager, Astoria, Oregon Rebecca Chaffee, City Engineer, City of Raymond, WA Ronald Grzywinski, Chairman, ShoreBank Corporation Patricia Morrissey, Spanish Instructor, Clatsop Community College Brady Scott, President and CEO, Coquille Economic Development Corporation David Williams, President and CEO, ShoreBank Pacific Senior Officers John Berdes, President Michael Dickerson, Vice President and Deputy Director Diane Moody, Markets and Information Director Jennifer Smith, Vice President and Credit Manager Back to top